Become a Lending Partner​

A Declined Loan Doesn't Have to be the Final Answer for Your Client!

The Truth is That Banks Care About Their Clients!

Sometimes the client just doesn’t qualify for a conventional loan. When an applicant is declined, oftentimes your client will permanently sever all relationships with you and bank elsewhere. The business owner may even pursue a predatory loan making the situation even worse. Retaining your client is essential.


There’s A Better Way!

Partner with a regional network of economic development agencies and community partners to offer business loan solutions for clients you cannot help. You may already know and trust your county’s economic development agency. When you refer an applicant who does not qualify for a conventional loan, you are providing quality customer service that will save your client time and frustration.

Benefits of Collaborating

The Partner Lending Referral Network will bridge the gap in many ways.

The Partner Lending Referral Network provides access to capital for small business owners, particularly from under-served segments. Maybe we can help.

Benefits to the Lender

Retain your client by offering another lending option and building trust

Other community partners will strengthen the business finance and management skills of your client

Develop a bankable client to maintain a strong lasting relationship

Receive a CRA letter for credit on your next audit

Receive incentives if you wish

Benefits to the Client

Refer your client to a trusted partner

The client will appreciate your help in finding another solution

Saves your client frustration, money and time from having to shop around

Help your client avoid predatory lenders that makes the situation worse

Increase the likelihood of business success

Refer a talented business owner that has the potential to succeed to a partner you can trust.

Step 1


Step 2


Step 3

Receive Decision

Step 4

Retain Applicant

Step 5

Receive CRA Letter

The Process is Simple!

Make a Difference​

The CRA encourages lenders to promote the availability of credit to low-and moderate-income communities and underserved segments. Join a strong collaboration of lenders who are investing in community and economic development.

For CRA evaluations, your bank will receive a letter of collaboration for your public file records.

You decide how your institution will participate. Many lenders are serving their communities in the following ways:

  • Serving on a regional Advisory Committee
  • Coaching and leading seminars 
  • Donation to the Partner Lending Referral Network

Pledge your CRA Activity Today!

Lending Partner Application

Complete this quick application to register if you are a banker. You will receive a registration confirmation via email. We will be back in touch with your partner details.